Having read the privacy disclosure by ticking the corresponding box below, I hereby authorise processing activities by Panini as regards my contact data, interests, and other personal data for marketing and advertising communication purposes on sales promotional initiatives, performed through the use of automated contact methods (e-mail, text messages and other mass messaging tools, etc.) and traditional methods of contact (for example, telephone call with operator) or for market research and statistical surveys based on the analysis of my habits and purchasing choices.
The information request is free and non-binding. Your email is protected: policy and privacy
reliable and user-friendly customer authentication
WHAT YOU HAVE
(ID card, credit/debit card, token…)
Recognition through physical documents
Every customer carries at least one document
ID documents use security (anti-counterfeit) characteristics
WHAT YOU KNOW
(Password, PIN, secret answer…)
Security through what you know.
Secret, personal information
Often paired with a second element (username, chip card...)
WHAT YOU ARE
(Fingerprint, voice, iris…)
Identification through biometric data.
The security level is the highest
Some documents include biometric features
Panini offers you complete control to understand if you really have the right person in front of you, preventing fraudbe impossible to suffer fraud.
A SOLUTION SUITE TO KEEP YOUR BUSINESS SECURE
Panini has created a comprehensive solution suite to protect your company by preventing heightened types of fraud such as account takeover and synthetic identity:
Easy-to use, hi-tech fraud prevention solutions
Help automate customer processes and reduce data entry errors
Identity verification and customer authentication functionalities
Increase confidence of your Staff and your Customers
Founded in Turin, Italy, Panini has enabled clients to capitalize on shifts in the global payments processing market for 75 years. Panini improves customer efficiency and fraud prevention via trusted and innovative technologies for check truncation and secure identity. The company’s scalable check imaging systems address the complete range of distributed capture opportunities, resulting in the world’s largest deployed base of scanners, and their expanding portfolio of secure identity technologies includes reliable, user-friendly options for identity verification and authentication.
“Customer centricity means for us the ability to listen and provide reliable solutions and quality service. Our ambition is to offer our customers the innovation necessary to improve their operational processes while making the new technologies more achievable.”
- Michael Pratt, CEO
Manual ID record authentication, still used in a varied number of standard bank divisions, is full of weak spots and weak points. Among the kinds of scam which can potentially be avoided or dramatically reduced by the use of more advanced and efficient in-person identity verification solutions, we can list wire fraudulence, card fraudulence, loan fraud, first party fraud, id fraud, check fraud, and ACH fraud. (reference: frankonfraud.com). Volumes connected to id scams (which includes synthetic identity and accounts takeover) are definitely higher than those tracked down, because financial institutions sometimes tend to mislabel them as bank loan losses, and numerous occasions consumers do not recognize they are the victims.
More innovative and safe ways to prove and authenticate clients are needed to preserve the pace of the markets. The verification of the customer's doc - which relies on many innovative forensic tests structured on hundreds and hundreds of official document templates - is the initial step of id confirmation. This phase involves files capture by the I . d . card, which will increase and simplify the client onboarding procedure, saving the FI time and money and reducing errors.
Verification continues with the submission of ID-scraped data files and manually entered data towards complex background checks, which make it possible for the bank know - after the doc is declared authentic - whether it meets its support and whether the bank ought to do business with them. At the end of the subscription operation, the client acquires a bank-generated secured biometric credential, that the FI won't require to maintain, to be used for subsequent access to their own account for payments or info, with a simple touch of their finger.