Check Imaging in the Branch
Check capture in the branch, thanks to image-based truncation legislation, is allowing Financial Institutions in many countries to expedite check processing, extend deposit cut-off times, and reduce clearing expenses. Checks are read and scanned directly in the bank branch where they are brought for deposit, and their digital data is transmitted to the paying bank or to a clearing center, eliminating the need to physically transport paper.
Scanners used for branch capture need to be feature-rich, robust, accurate, fast, and in some cases capable of physical items sorting. Panini combines all of these features into expertly designed platforms.
TELLER IMAGE CAPTURE (TIC)
Efficiency and savings have a direct impact
Teller capture is the process of reading and scanning checks and related items at the teller window in the branch of a Financial Institution, delivering efficiencies and savings which directly impact the bank’s bottom line.
The use of Panini check scanners minimizes teller intervention and application downtime, as well as promotes branch transformation thanks to their multi-functionality and ease of use. Even inexperienced users become productive within minutes, while keeping focus on customers and their needs instead of on transactions.
- Increase the branch’s sales potential
- Improve your customer experience
- Implement smoother workflows
- Reduce your operating costs
BRANCH IMAGE CAPTURE (BIC)
The entry point to avoid moving paper
Branch capture is the process of reading and scanning checks and related items in a centralized location within the bank branch – oftentimes located in a back-office environment. Some Institutions implement branch capture as a way to embrace image-based truncation more rapidly, then later upgrade to teller capture which further increases efficiency.
- Eliminate physical check transport
- Expedite check processing
- Physically sort items (if needed)
- Reduce your clearing expenses
Customer Case Studies
"Panini clearly was already integrated and at the top of the list and was far superior to any other product."
check imaging platforms for branch use
From teller capture to back office needs, Panini scanners can significantly reduce the banker’s burden, enable efficiency and savings and improve customer satisfaction.