Authentication requires users to prove that they really are who they say they are; before being given authorization, which then dictates what the user can access.
Panini has an expanding range of solutions to address the various options for reliable and user-friendly customer authentication, both for new customers’ first enrollment and for transactions requested by existing customers.
What You KNOW (password, PIN)
- It is secret, personal information
- It is usually paired with a second element (username, chip card...)
What You ARE (biometrics)
- The security level is the highest
- Most documents have anti-counterfeiting characteristics worth leveraging
PINphab, others under development