Point of Sale Capture

Checks are still the preferred method of payment for some consumers, and are less expensive to accept than cards, as processing fees are a fixed rate per item verus a percentage of the sale. It is in a merchant’s best interest to have a check strategy that allows them to accept checks at the Point of Sale (POS) and receive payment in the most efficient and cost-effective way. Panini technology now allows to add full Check 21 processing capabilities – including MICR reading, duplex imaging, and item front franking to prevent re-presentment and fraud – to existing and new POS installations, both traditional (POS terminals intended for card processing) and virtual (tablet/touch-screen based), with the option of ACH conversion in cases where it’s the merchant’s preference.


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