{"id":11800,"date":"2023-12-15T11:22:33","date_gmt":"2023-12-15T10:22:33","guid":{"rendered":"https:\/\/www.panini.com\/?p=11800"},"modified":"2024-02-19T18:11:28","modified_gmt":"2024-02-19T17:11:28","slug":"what-are-digital-identity-wallets","status":"publish","type":"post","link":"https:\/\/www.panini.com\/com\/blog\/what-are-digital-identity-wallets\/","title":{"rendered":"What are Digital Identity Wallets?"},"content":{"rendered":"<p>In today&#8217;s increasingly interconnect world, digital wallets have emerged as a<strong> powerful tool<\/strong> for managing and presenting our digital identities. But what are they?These <strong>secure repositories<\/strong> allow us to store and share a <strong>variety of credentials<\/strong> and are typically accessed through mobile apps, offering convenience and ease of use.<\/p>\n<p>This <strong>innovative technology<\/strong> is transforming the way we interact with the digital world, enhancing<strong> security<\/strong>,<strong> convenience<\/strong>, and<strong> efficiency<\/strong>.<\/p>\n<p>So, let&#8217;s explore together what they are and why they are so important.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11795 size-large\" src=\"https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-1024x600.jpeg\" alt=\"what are digital identity wallets Panini solutions \" width=\"640\" height=\"375\" srcset=\"https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-1024x600.jpeg 1024w, https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-300x176.jpeg 300w, https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-768x450.jpeg 768w, https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-1536x900.jpeg 1536w, https:\/\/www.panini.com\/wp-content\/uploads\/2023\/12\/digital-wallet-3-2048x1199.jpeg 2048w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2>What are digital identity wallets? Here&#8217;s the Key Features<\/h2>\n<p>According to the definition of the <a href=\"https:\/\/www.osservatori.net\/en\/who-we-are\/know-each-other\/what-we-do\">Digital Identity Observatory<\/a> of the Politecnico di Milano, which in 2023 was <a href=\"https:\/\/www.panini.com\/com\/news\/panini-supports-the-research-of-the-digital-identity-observatory-of-the-school-of-management-of-the-politecnico-di-milano-as-a-sponsor\/\">sponsored<\/a> by Panini and many other industry leaders in Digital Identity, the answer to the question: &#8220;what are digital wallets?&#8221; is the following:<\/p>\n<blockquote><p><em>The digital wallet is an electronic repository for securely storing and sharing documents and certificates in digital format. It is typically delivered as a mobile application for smartphones.<\/em><\/p><\/blockquote>\n<p>Generally, a\u00a0 digital identity wallet should have the following essential features:<\/p>\n<ul>\n<li><strong>Storing Credentials:<\/strong> A reliable digital wallet should effectively store a wide range of credentials, including electronic payment cards, boarding passes, and certified identification documents, such as driver&#8217;s licenses.<\/li>\n<li><strong>Enabling Transactions:<\/strong> Beyond mere storage, a digital wallet should facilitate seamless transactions, allowing users to make online payments, book travel, and access secure services with ease.<\/li>\n<li><strong>Self-Management:<\/strong> Empowering users to manage their digital identities independently, a digital wallet should provide intuitive features for adding, modifying, and deleting credentials;<\/li>\n<\/ul>\n<h2>Diversifying Landscape of Digital Identity Wallets<\/h2>\n<p>The current landscape of digital identity wallets encompasses a diverse range of offerings, ranging from existing apps that have evolved into wallets to new apps developed from scratch based on this model. These include:<\/p>\n<ul>\n<li><strong>Electronic Payment Wallets<\/strong>: These wallets focus on facilitating secure electronic payments, storing payment cards and tokens for seamless transactions.<\/li>\n<li><strong>Government-Supported Digital Identity Wallets<\/strong>: These wallets enable citizens to digitize their government-issued identification documents, simplifying online interactions with public services.<\/li>\n<li><strong>BigTech Wallets<\/strong>: These wallets, developed by major technology companies, are expanding their scope to integrate digital credentials beyond payments, aiming to become comprehensive identity management platforms.<\/li>\n<\/ul>\n<p>The Digital Identity Observatory of the Politecnico di Milano has identified 111 digital identity wallet systems, categorized into five clusters based on their purpose: general-purpose wallets, professional wallets, payments wallets, identity-focused wallets, and others.<\/p>\n<h2><strong>The European Digital Identity (EUDI) Wallet: A Paradigm Shift<\/strong><\/h2>\n<p>In June 2021, the European Commission unveiled its proposal to revamp the <a href=\"https:\/\/digital-strategy.ec.europa.eu\/en\/policies\/discover-eidas#:~:text=eIDAS%20stands%20for%20electronic%20Identification%2C%20Authentication%20and%20Trust%20Services.\">eIDAS<\/a> Regulation, introducing the EU Digital Identity Wallet (EUDI) Wallet. This\u00a0 decision has sparked a transformative shift across the digital identity landscape, encompassing a multitude of stakeholders and ecosystems. The EUDI Wallet aims to provide a standardized and interoperable solution for securely managing digital identities across Europe.<\/p>\n<p>As digital identity wallets continue to evolve, they hold the potential to revolutionize the way we interact with the digital world, offering enhanced security, convenience, and control over our personal information. By embracing this transformative technology, we can streamline our digital lives, enhancing our experiences and promoting a more secure ecosystem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s increasingly digital world, digital wallets have emerged as a powerful tool for managing and presenting our digital identities. But what are they? Let&#8217;s discover them together. <\/p>\n","protected":false},"author":5,"featured_media":11802,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[23],"tags":[58,64,65,66],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What are Digital Identity Wallets? - Panini<\/title>\n<meta name=\"description\" content=\"Discover what digital identity wallets are and what are their key features and discover more about the EU Digital Identity (EUDI) Wallet.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.panini.com\/com\/blog\/what-are-digital-identity-wallets\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are Digital Identity Wallets? 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