What is Distributed Capture?

With the Check Clearing Act for the 21st Century, or Check21, credit unions and their members have the option to convert paper check deposits to a digital process by using distributed capture software and the Panini family of market leading check scanning solutions. There are two major applications for credit unions.

Remote Deposit Capture (RDC) – Credit unions provide Panini check scanners to businesses and consumers allowing them to scan and deposit check to their account from the convenience of their home or office.

Branch Image Capture (BIC) – Credit unions implement Panini check scanners in their branches at the teller stations and/or back counter to scan check deposits for electronic clearing.